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C.S.T. Consultants Inc.  Understanding RESPs Planning your child   s education
Table of Contents Canadian Scholarship Trust Foundation ......................................... 1 Who we are...............
Canadian Scholarship Trust Foundation  Who we are Your child is a reflection of everything you value and everything you be...
Over 56 years of milestones and memories The Foundation has been a key player in the history and evolution of education sa...
RESPs made easy  DID YOU KNOW   A Registered Education Savings Plan  RESP  is an investment vehicle that allows contributo...
STEP 1  Understand the facts  Your child   s RESP is only three steps away With a household to run and children to raise, ...
Fact  Saving early is in your best  interest.  Fact  You can avoid the burden of  debt.  The earlier you start saving for ...
Fact  Access  7,200 or more in government grants for your child   s RESP. Enhance your disciplined education savings strat...
STEP 2  Learn about the CST Plans  Let The CST Advantage      give you peace of mind  Number of plans  Principal protectio...
Learning about the CST Plans Group Savings Plan 2001 Most of our clients find the Group Savings Plan to be the preferred s...
CST Group Savings Plan 2001 Our group savings plan is a pooled savings plan that combines benefits not available in any no...
CANADIAN EQUITIES  Our asset class policy  Our investment approach We focus on long-term value by giving you the safety of...
STEP 3  Get started  Comparing RESPs     Make the educated choice Like any major financial decision, you should compare di...
Frequently asked questions  Q   What is the minimum amount that I need to open a CST RESP   Q   How is the money invested ...
Q   Is it necessary to begin post-secondary education immediately after high school   Q   What happens if my child does no...
Canadian Scholarship Trust Foundation  Discover The CST Advantage  . Your child   s education plan deserves an experienced...